Chingup merchants are users who utilize the platform's e-commerce features to accept credit cards and receive payments for their goods and services. These individuals or businesses can sell products on their website or through the Chingup geo-location index listings, thereby expanding their reach. Merchants can also opt-in to become cashiers; see the 'I want to /Cashiers' section above for more information.

Anyone, who has a verified Chingup account, valid and verifiable address SSN, EIN, TaxID or other government issued ID number can become a Merchant. To become a Cashier, first you need to opt-in as a Merchant.

As a merchant on Chingup, you can enjoy fee-free access to the platform as long as you maintain a daily average balance of $250 in your wallet. This balance is calculated automatically by recording your in-wallet balance from the 1st to the 28th of each month and dividing it by 28. Essentially, as long as you maintain this minimum balance, you won't be charged any monthly access fees. However, if your daily average balance falls below $250, a merchant fee of $9.00 USD will be applied.

As a merchant on Chingup, people can pay you with their Chingup Balance which is free to you, or by using a Visa, Mastercard, Discover, or AMEX card which costs you between 3% (in the USA) and 5% (depending upon your country). All merchants have limited Credit Card processing ability (amounts and volumes) until we get to know you.

It is extremely straightforward to become a Merchant. Here are the steps:

1. Click 3 bars on the top left corner of the page:

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2. Under "Account Details" section, make sure all the information there is correct and updated. Also you must choose a User Handle that users will see in your public profile and in your URL.
   
   
   

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3. Under "Account Prefrences" select the checkbox that says "Become a Merchant".
   
   

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4. As soon as you successfuly opt-in as Merchant, the option to 'Become a Cashier' will also become avaialable.
   
   

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